Instant Bank Pay

Fast, secure bank payments via Open Banking. Approve in your banking app and see paid on screen in seconds. A direct bank payment with no card details or manual transfers. Ideal for larger invoices, deposits, rent and service charges, and arrears recovery.

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Instant bank pay

Built for high-value transactions

Unlike card payments, which often come with higher fees and transaction limits, Instant Bank Pay offers:

Cost-effective pricing

Higher transaction limits

Reduced payment declines

These features make it particularly beneficial for larger transactions common in sectors like education, housing and healthcare.

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Enhanced financial visibility and reporting

For finance and Ops

With Instant Bank Pay, finance teams gain:

Instant payment status updates

Simplified reconciliation processes

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Export-ready reports for tracking arrears and generating insights

These capabilities streamline financial operations and improve cash flow management.

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open banking payments

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Seamless payer experience

MOBILE FRIENDLY & SIMPLE

Payers can complete transactions on any device, with no registration hurdles. The process is smooth, branded, and familiar. Perfect for students, tenants, or patients.

Secure and
compliant

SECURITY YOU CAN TRUST

Powered by Open Banking, Instant Bank Pay is secure and compliant. Transactions are integrated with your finance systems, giving peace of mind to your organisation and your payers.

Designed for multiple sectors

EDUCATION, HOUSING & HEALTHCARE

Instant Bank Pay works across schools, housing providers, and healthcare organisations. Its scalability and flexibility make it ideal for organisations of all sizes.

Ready to modernise
recurring payments?

esenda delivers faster cash flow, less admin, and a better experience for your team and your payers.

One platform.

Fully embedded.

Zero admin.

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